14May

Depreciate to Appreciate

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The prudent approach to property investment is to consider the building upon the land merely as a vehicle to derive income from for the term of the building’s economic life. The object is to obtain the benefits of tax free capital gains on the land for as little cost to the investor as possible. Depreciation […]

13May

The Curse of Low Interest Rates on First Home Buyers

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The word ‘mortgage’ appeared in the Middle Ages, and means ‘death pledge’, or more literally ‘mort’ or death and ‘gage’ meaning chains, or ‘chains until death’. There’s a cheerful image, but apt enough as the current low interest rates and high capital investment turns our children into mortgage prisoners. Buyers determine the cost of property. […]

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